Episode #45 Your Cashflow Is Broken: Mando Sallavanti on Financial Ops That Scale

In this episode, I brought on Mando Sallavanti from Freedom Path Wealth to talk about why traditional finance advice doesn’t work for modern professionals. He’s not preaching sacrifice now to maybe enjoy life at 65. His focus is on using money intentionally, today, so you can actually live the lifestyle you're working so hard to build. We talked about why “work-life balance” is a dead concept, and how real freedom comes from integrating your finances with how you want to live right now.

Mando shared how he helps clients automate cashflow using a system that routes all income into a central “reservoir” before it's distributed to checking, investments, and savings. This flips the usual behavior of spending first and maybe saving later. With real-time visibility into the system, his team can act proactively, no waiting on spreadsheets or client guesswork. It’s one of the smartest, most efficient ways I’ve seen financial automation done.

We also got into the psychology of money, why most people either hoard it out of fear or burn through it assuming tomorrow is guaranteed. Mando challenges both extremes. His standard: save at least 25% of your income for the long term and spend the rest without guilt. If you can’t do that, it’s not a budgeting issue, it's an income issue. And income problems are solved by investing in skills, mentorship, and growth, not by cutting back on essentials.

The best part is that he’s not selling magic. He’s helping people implement systems, stay accountable, and actually follow through. It’s not about having more information, it’s about having the right execution strategy. If you're building a business or career and still feel like you’re trading time for money, this episode will shift your thinking.

Connect with Mando on LinkedIn to see how he’s helping small business owners, tech professionals, and entrepreneurs build real financial systems that support freedom, not just some vague “retirement” plan.